Accident Insurance
We’ve all heard the saying, “accidents happen,” but planning ahead can help your family feel prepared in the case of unexpected injury. Accident insurance, also known as supplemental accident insurance or personal accident insurance, can help with those unanticipated medical costs that come with an accidental injury. Accidents do happen, but they don’t have to drain your finances.
what is accident insurance & what is covered?
Accident Insurance, also known as supplemental accident insurance or personal accident insurance, pays benefits for accidental injuries.
Accident insurance plans pay benefits for a number of common accidents, inpatient and outpatient services, and select surgical services.
Accidents Covered
Burns, Broken bones, Concussions, Dislocations, Comas
Outpatient Services
Ambulance – emergency, Diagnostic testing, Home health care, Physical therapy, Urgent care center
Inpatient Services
Intensive care unit (ICU), Hospital emergency room, Rehabilitation/extended care facility
What are my accident insurance options?
The options you have for accident insurance vary by state, but multiple plan options are available to meet many needs and budgets.
Benefits paid directly to you
Multlple benefit levels so you can choose a monthly cost that works for you
No networks - Choose where you want to get care
Cash to help with unexpected medical costs due to accidental Injury
Cash for accidental Injury medical costs that can help pay health insurance gaps, like a high deductible
Who may need accident insurance?
Individuals and families with an activate lifestyle
Individuals and families with small children
Anyone with current health Insurance
Anyone with a limited budget for unexpected medical expenses